Course ECTS214 · Year II · Autumn 2025-2026

BANKING TECHNIQUES AND OPERATIONS

Compulsory course in Economy of services, tourism and commerce, taught by Iulia Cristina Iuga.

This course page is from 2025-2026 and is archived.
See this course for the current academic year

Overview

Lecturer
Iulia Cristina Iuga
Seminar tutor
Iulia Cristina Iuga
Type of course
Compulsory
Language of instruction
English
Erasmus language
English
Domain
Business Administration
Field of study
Economy of services, tourism and commerce
Form of education
Full-time
Form of instruction
Class
Credit awarded by
Grade
Teaching methods
Lecture, conversation, exemplification.

Aims

The aim of this field of study is to provide both specialized training for students in the banking profession, and training for a future scientific research.

In the first chapters we offer students a complex picture of the banking systems architecture that highlights the diversity of banking institutions, the role and importance of finance and banking marketing in the present economic and social context.

After the incursion in the first chapters, the emphasis is on the notions concerning international payment instruments, the risks faced by a bank, the mechanisms of prudential banking supervision activity course and banking strategies to increase profitability. Issues related to banking strategies a

Course contents

CHAPTER 1. THE EUROPEAN CENTRAL BANK CHAPTER 2. THE STRUCTURE OF BANKING SYSTEMS. THE CONTENT AND FUNCTIONS OF THE BANKING SYSTEM CHAPTER 3. COMMERCIAL BANK OPERATIONS CHAPTER 4. PAYMENT INSTRUMENTS. PAYMENT INSTRUMENTS IN INTERNATIONAL ECONOMIC RELATIONS CHAPTER 5. CENTRAL BANKS AND THEIR OPERATIONS CHAPTER 6. THE BANK CARD CHAPTER 7. CREDIT RISK, LIQUIDITY RISK, OPERATIONAL RISK, LEGAL RISK, SYSTEMIC RISK CHAPTER 8. BANKS STRATEGY

Learning outcomes

The present course aims to provide students with the main operations that a commercial and a central bank carries out, with deepening knowledge in banking loan operations, with the correct definition of the risks faced by a bank, and establishing the relationships that this course has with other disciplines. This course contributes to shaping and strengthening the managerial vision on banking activity, presenting both conceptual and methodological issues, and also quantitative measuring tools for the phenomena and risks referenced to in each chapter.

Assessment

Written exam – 70%; verification during semester – 30%.

Recommended reading

• www.bis.org
• www.bnr.ro
• www.imf.org
• www.ecb.europa.eu
• Government Emergency Ordinance No. 99 of 6 December 2006 on Credit Institutions and Capital Adequacy