OPERATIONS OF CREDIT INSTITUTIONS

• Evolution and the structure of the banking national systems (Romanian system in teh European context). • Explain the evolution and structure of different types of Banking Institutions - Central Bank, Commercial Banks and non Banking/Finance Institutions. • Explain sources of funds, functions and the management of the Banks. • Bankers’/Customers’ relationship in the cash operations. Bank services and methods of payments through banking systems. • Define banking operation. Explain the various types of accounts, savings, current, loan etc. • Describe the types of customers holding the various accounts. • Bank's Liabilities - Customers' deposits. • Describe the procedures for opening and closing of accounts. • Commercial Bank lending/borrowing principles. • Introduction to Banking Risks' Administration. • Banking Performance.

Students will be able to:  understand and appreciate the difference between the role of private sector banks and the role of central banks  explain the services offered to customers by banks concerning cash operations and payment methods  apply the principles of borrowing/ lending applied by commercial banks in their decision making  identify and solve problems and make decisions using critical and creative thinking concerning the banking operations  work effectively with others as members of a team, group, organisation and community in the banking area